Diversifying Ruined

For more information, please visit CPF web site.

Uefa CHAMPIONS LEAGUE 2007/08 goals (18/9/07)



Uefa CHAMPIONS LEAGUE 2007/08 goals (19/9/07)

*WOMEN'S REVENGE*
"Cash, check or charge?" I asked, after folding items the woman wished to purchase.
As she fumbled for her wallet, I noticed a remote control for a television set in her purse.
"So, do you always carry your TV remote?" I asked.
"No," she replied, "but my husband refused to come shopping with me,
and I figured this was the most evil thing I could do to him legally."

*UNDERSTANDING WOMEN*
(A MAN'S PERSPECTIVE)
I know I'm not going to understand women.
I'll never understand how you can take boiling hot wax,
pour it onto your upper thigh, rip the hair out by the root,
and still be afraid of a spider.

*WIFE VS. HUSBAND*
A couple drove down a country road for several miles, not saying a word.
An earlier discussion had led to an argument and
neither of them wanted to concede their position.
As they passed a barnyard of mules, goats, and pigs,
the husband asked sarcastically, "Relatives of yours?"
"Yep," the wife replied, "in-laws."

*WORDS*
A husband read an article to his wife about how many words women use a day...
30,000 to a man's 15,000.
The wife replied, "The reason has to be because we have to repeat everything to men...
The husband then turned to his wife and asked, "What?"

*CREATION *
A man said to his wife one day, "I don't know how you can be
so stupid and so beautiful all at the same time.
"The wife responded, "Allow me to explain.
God made me beautiful so you would be attracted to me;
God made me stupid so I would be attracted to you !

*THE SILENT TREATMENT*
A man and his wife were having some problems at home
and were giving each other the silent treatment.
Suddenly, the man realized that the next day, he would need his wife to wake him
at 5:0 0 AM for an early morning business flight.
Not wanting to be the first to break the silence (and LOSE), he wrote on a piece of paper,
"Please wake me at 5:00 AM ." He left it where he knew she would find it.
The next morning, the man woke up, only to discover it was 9:00 AM and he had missed his flight Furious, he was about to go and see why his wife hadn't wakened him,
when he noticed a piece of paper by the bed.
The paper said, "It is 5:00 AM . Wake up."

World Vision was founded in 1950 by Dr. Bob Pierce, a young pastor and missionary, who had first been sent to China and South Korea in 1947 by the Youth for Christ missionary organization. Pierce remained at the head of World Vision for nearly two decades, but resigned from the organization in 1967.

World Vision began caring for orphans and other children in need first in South Korea, then expanding throughout Asia and, eventually, in more than 90 countries, embracing larger issues of community development and advocacy for the poor as part of its basic mission to help children and their families build a sustainable future.

Approximately half of World Vision's programs are funded through child sponsorship. Individuals, families, churches, schools, and other groups sponsor specific children or specific community projects in their own country or abroad. Sponsors send funds each month to provide support for the sponsored children or projects.

SINGAPORE: Under a new system announced in Parliament on Monday, all CPF members will receive higher interest payments.

Manpower Minister Dr Ng Eng Hen said about 70 percent of all CPF members will benefit from a new scheme in which a 1 percentage point additional bonus interest will be paid on the first S$60,000 in a CPF member's combined accounts.

Up to S$20,000 of this amount may be from the Ordinary Account.

Source.

Just wanna share some of the humorous pictures that I received via email. Might be old but still good for a laugh. Enjoy~

Beyond was a famous rock band in Hong Kong that was founded in 1983. They have always identified with the people of Hong Kong, as reflected in their songs about social issues, pursuit of dreams, politics, and peace. Wong Ka Kui's " 海闊天空 (Boundless Oceans Vast Skies) & 光輝歲月(Glorious Years) are two of their best known works.

At present, the band has parted ways, with each member pursuing his own solo career.

Was chatting with one of my secondary school friend when he gave me this link. Below is extracted from the web site.

Children from rich background have it easy. Many doctors come from rich families. Rich kids go to elite schools. If they work sufficiently hard, they can almost guarantee themselves a good life - get good high-paying jobs, inherit parents’ fortune, and the “virtuous” cycle repeats.

I’ve said before that it takes luck and a lot more hard work for the poorer students to catch up.

But what are the options? Suppose they are not smart and lucky enough to get into an elite school. What should they do?

These are my suggestions:

Go to a polytechnic for your tertiary education. Less stress there, and you learn practical skills.

Work for small and medium enterprises (SMEs). Yes, I know the standard advice from HR experts - one must try to get into an MNC, because your resume will look very nice. My argument here is that you can learn very different things in SMEs. Read on.

Learn as much as you can about the business in the company you’re working for. If possible, observe closely how the entire company works - sales, operations, logistics, human resource, accounting, finance, suppliers, vendors, etc. Because it’s an SME, it should not be too hard to know about almost everything about the business.

Mix with like-minded people in the company, people who are as hardworking, smart and ambitious as you are.

Save up.

Together with your like-minded friends, start your own business. Compete with your ex-bosses. (Now, if you think this is unethical, let me say that this is only as unethical as joining a competitor. If you think that is also unethical, I have nothing else to say.)

This is how many “tow-kays” got started.

If you had chosen the MNC path, do you think it’s as easy to start a business? What you would learn in MNCs are corporate things that won’t help you start a business. Your experience in an SME should help make the learning curve much less steep.

You can’t start an MNC, but you can definitely start an SME.

Work hard, work smart, and with a bit of luck maybe you’d be a millionaire in your 30s - as rich as an investment banker.

Now, do you agree with the writer? I do. As discussed with him over MSN, one of the reason I mentioned was that the average and poor is they dare not dream. Whereas for the rich, they often mixed around with their family's relative, business friends etc where they get to know and learn how the rich talk, behave and slowly learn from them. They have already inculcated in them the postive side of starting a business and that it is possible to be as successful as them! Opportunity like this does not arise easily for the common. Hence, they dare not even dream or think of starting a business, fearing of failure.

Now, another problem which we agreed was people started planning for their life too late. He proposed a plan to a few of his close friends that he will pool a sum of money together with them to buy properties. All of his friends' replies was negative and even stated that they would put the money in the bank instead. This same mentality applies to my side here too. If you belongs to this group of people, what I suggest is to get yourself a copy of "Rich Dad Poor Dad" by Robert Kiyosaki. Its nothing than an inspirational book to get you started.

Next, I mentioned this "dream" of mine to him. To find a few like-minded people like us, who want to break free from the rat race, to be financially independent, get together to brainstorm for ideas to make money. Everyday when I walk down the street, I realised that there are many money making opportunities, however, most are out of my reach and I do not have the motivation to do it. So, if you are like me, perhaps we could get together and work things out. Because I believe that one needs to let his idea been known in order to get the motivation and discipline going.

Comments are welcome.

I know its a bit late to post this as the game has already started. But hey, even if you register in the last day and just pun on any stocks and earn big gains, you can still be the winner of this poems stock challenge! A very good opportunity for those who want to have a feel of how investing is like.

Eligibility

(i) Participants must be at least 18 years old and above.

(ii) Participants can be students from any of the participating universities (SIM, NUS, NTU & SMU) or students from graduating class for the year 2007.

(iii) Employees of Phillip Securities or the Universities and their affiliates are prohibited from participating in this contest.

(iv) Participants can be of any nationality.

(vii) Participants can choose to invest all given funds in one or more stocks listed on SGX and/or 50 component stocks in Straits Time Index.

Contestants are allowed to participate in both the “Individual” and “Team” categories. However, each individual participant is only allowed to be member of ONE team.

Duration
Game commences on 10 September 2007, 8.30am and ends on 19 October 2007, 5.00pm.

Your Objective

Your performance is based on your Realized Profit; you are evaluated on how much profit you made from trading, and NOT on your Available Cash. Thus your objective is to accumulate as much Realised Profit as you can, subject to the following conditions:

1. At least 20% of your Total Realised Profit must be from any of the 50 STI component stocks.

2. After which, you will be ranked according to your Total Realised Profit.

Be among the highest in ranking to win top prizes. You are strongly encouraged to trade on any of the 50 STI component stocks.

The system will only take into account the Realised Profit accumulated from 10 Sep 2007 to 19 Oct 2007. The last trading day is on 19 Oct 2007. After 5.00pm, the existing shares in your portfolio will be “force-sold” at the closing price on 19 Oct 2007. If you wish to avoid this situation, you should sell your shares at your own discretion before the force-selling is done.

Latest update that it will be released around Oct 07 in Europe. While in Singapore, the release date is still unchanged at Q4 07.

More photos released on the net.


More pictures here.

SINGAPORE: Adult EZ-link fares for buses will increase by between one and two cents from 1 October.

Senior citizen concessionary EZ-link bus fares, which are flat fares pegged to the lowest adult fare band, will go up by two cents.

But the Public Transport Council (PTC) has decided there will be no increase in train fares.

After deliberating on their proposals, it approved an overall fare increase of 1.8 per cent for bus fares, but no increase for rail fares this year.

The government and the public transport operators SMRT Corporation and SBS Transit have set aside S$3 million in public transport vouchers to help needy families cope with the latest fare increase.

Source.

Euro 2008 qualifiers: England - Israel 3:0, goals highlights

I couldn't help but to set this new wallpaper on a hungry night while mugging in hostel.

Its finally Friday, am eagerly looking forward to Saturday as I dedicated 1 day off entirely from my school work to go dating with my dear lol.

Its 6.38pm here in my hostel. I will be staying here overnight to finish up my 3 tutorials due next Monday so that I can sacrifice my Saturday. Its worth it.

Anyway, today was really a typical Singapore weather. Due to the alternating weeks of lab session on Friday morning, I have the luxury of sleeping till 11am as my next lesson was at 2.30pm. However (this word again), I woke up around 9am. Not because I had enough of sleep but something is disturbing me from my sleep. Yes if you are living in the west, you would have also felt the hot burning sun this morning. My face was practically sun-tanning while I was sleeping, part of my leg too. Knowing that my windows are facing the east, I turn down my windows blind the night before. To my alarm, just to the side of the windows, there was another small window pane without blind that the sun was happily shining through it and to my face. argh!!!

Then I went to my lecture at 2.30pm. An hour later when I stepped out of the lecture, it was raining outside. I went to my next lecture, the moment I stepped inside, I could felt the coldness immediately after the first breath of air that went into my nose. After the lecture, the rain stopped.

My friend drove his laobei car to school today as his dad went overseas. The car is a Honda Odyssey. It looks really big and long inside and surprisely did have some reasonable amount of horses inside the engine. And while I am blogging now, it started to rain here. Tian You Bu Ce Zi Feng You which means the weather is unpredicted.

*yawn* gonna take a short nap first before I start my engine for tonight.

Snapshot of recent reports by brokers